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0% interest payment plan

Borrow up to $30k with 0% interest

Affordable fortnightly repayments

Get pre-approved or get quotes today

How Brighte works

Brighte 0% interest payment plan can be used for your energy efficient upgrades like solar and batteries, or for home improvement projects such as kitchen and bathroom renovations, landscaping and more!

The best part? You can complete multiple home improvement projects with the Brighte 0% Interest Payment Plan.

Start ticking off your home improvements, we have you covered.

Rooftops with solar panels

About the plan

Finance amount
$1,000 - $30,000
Repayment terms
6 months to 60 months
Interest rate
Eligible products
Solar and home improvement projects
Customer fees

A $1.50/ week account keeping fee, included in your fortnightly repayment

^$4.99 late payment fee may be applied if you miss a repayment (Late fees are capped at $49.90 per calendar year). Other fees and charges may be applicable.

Eligibility & terms
  • Be over 18 years old and an Australian resident or citizen
  • Own or purchasing a home
  • Be employed, self- employed, a self-funded retiree; or is receiving the Government Age Pension
  • Have an Australian driver's license or Passport, or Medicare Card

All applications for credit are subject to Brighte's credit approval. Fees, terms and conditions apply.

Brighte pre-approved

Pre-approval is available up to $15k, get pre-approved today to kick start your journey with Brighte.

Have a $30K purchase in mind? Too easy, we simply assess you once your quote has come in, within minutes you will know if you’re good to go.

Get pre-approved

Request quotes from our partners

To make it easy for you, we have Brighte accredited vendors ready to provide quotes. Select your project and see who is near you.

Get quotes

What can I finance with Brighte?

We've partnered with over 1,900 vendors to help you with your home improvement →

Payment plans

How do payment plans work?

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

How do you calculate monthly payments?

Calculate your potential monthly repayments using our Brighte repayment calculator

How much can I borrow for a home renovation?

Brighte provides finance for your home improvement jobs ranging between $1k and $30K.

What is the catch with 0% financing?

There is no catch when you use Brighte, we are upfront and honest about our fees and charges.