Question 1

How do you calculate monthly payments?

Accepted Answer

Calculate your potential monthly repayments using our Brighte repayment calculator

Question 2

How much can I borrow for a home renovation?

Accepted Answer

Brighte provides finance for your home improvement jobs ranging between $1k and $30K.

Question 3

How do payment plans work?

Accepted Answer

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

Question 4

What is the catch with 0% financing?

Accepted Answer

There is no catch when you use Brighte, we are upfront and honest about our fees and charges.

Question 5

How do you calculate monthly payments?

Accepted Answer

Calculate your potential monthly repayments using our Brighte repayment calculator

Question 6

How much can I borrow for a home renovation?

Accepted Answer

Brighte provides finance for your home improvement jobs ranging between $1k and $30K.

Question 7

How do payment plans work?

Accepted Answer

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

Question 8

What is the catch with 0% financing?

Accepted Answer

There is no catch when you use Brighte, we are upfront and honest about our fees and charges.

Question 9

How many solar panels are needed to run a house?

Accepted Answer

The amount of solar panels you require is determined by your household factors, including roof size and position, household energy bills and more.

Learn more about choosing the right solar system

Question 10

Do solar panels work in the winter?

Accepted Answer

Yes! Solar panels do work in winter, see our other mythbusting tips

Question 11

What are the 3 types of solar panels?

Accepted Answer

The three types of solar panels are Monocrystalline, Polycrystalline and Thin Film Solar Panels.

Want to know the differences? Learn about the different types of solar panels.

Question 12

What time of day is best for solar panels?

Accepted Answer

The best time of day for solar panels, is when the sun is hitting solar panels directly and not on an angle.

See more tips on optimising your solar system.

Question 13

How do payment plans work?

Accepted Answer

Payment plans allow you to repay an amount over a set period of time. For the Brighte 0% Interest Payment Plan repayments terms are between 6-60 months.

Read more product information about the 0% Interest Payment Plan.

Question 14

How do you calculate monthly payments?

Accepted Answer

Calculate your potentially monthly repayments using our Brighte repayment calculator

Question 15

What is a fixed rate?

Accepted Answer

A fixed rate is one rate for the entire period of your loan. You may see other products, show ‘rates from’. This is based on risk based pricing, essentially the lower your credit score is, the higher the rate that you will pay on your loan.

The Brighte Green Loan has a fixed interest rate of 5.89% p.a. (comparison of 6.76% p.a.).

Question 16

How does a solar loan work?

Accepted Answer

There are many different products on the market. Brighte offer the Brighte Green Loan. You will only start your repayments once the job has been complete, we pay your chosen installer directly and you repay Brighte over time.

See more information on the Brighte Green Loan.

Question 17

Who is Brighte?

Accepted Answer

Brighte’s purpose is to power a brighter future, today.

We’re on a mission to make every home sustainable starting with 1 million Brighte powered homes.

We passionately believe that sustainable homes can be both affordable and comfortable, without compromise. That people deserve to love the homes they live in now and not have to wait until tomorrow.

Click around our website to learn more about Brighte.

Question 18

What type of products can I purchase through the Scheme?

Accepted Answer

From solar and battery storage to electric heating & cooling systems; the ACT Sustainable Household Scheme gives you a range of options to make your home more sustainable.

Energy generation, storage and EV charging (Category A)

Household rooftop solar PV systems
Household battery storage systems
Electric Vehicle (EV) charging infrastructure

Replacement of gas or inefficient electric appliances (Category B)

Electric heating & cooling systems – reverse cycle
Hot Water Heat Pumps (HWHP)
Efficient electric stove tops

Electric vehicles (Category C) - Coming Soon!

New and used (grey imports and private sale)

The ACT Government have put together eligibility guidelines which covers the ins and outs of the Scheme.

Question 19

Am I eligible for the scheme?

Accepted Answer

Eligibility requirements are unique to each category. But to help you navigate the ins and outs of the scheme, the ACT government have put together guidelines which covers the eligibility requirements for each category.

You will also need to register for and participate in an online Actsmart workshop before applying for a loan. Details on upcoming workshops and how to register can be found at www.actsmart.act.gov.au/news-events.

Question 20

How do I find the Unimproved Value (UV) of my property?

Accepted Answer

You can find the Unimproved Value (UV) of your property by visiting Access Canberra and entering in the address for which you intend to install on.

Question 21

What do I need to apply for the Loan?

Accepted Answer

Finance is our bread and butter. We’ve made it easy for you to apply online (or over the phone). To apply, you’ll need to provide:

Employment details
Identification details (drivers license, passport or a state issued ID card)
Income and expenses
Two most recent payslips

Question 22

What are the fees for the loan product?

Accepted Answer

As part of this Scheme Brighte has developed an exclusive product that is only accessible for ACT Sustainable Household Scheme participants.

Below is the fee structure:

0% Interest Loan
$0 establishment fee
$0 weekly account keeping fee
$0 introducer fee
$4.99 late payment fee (if applicable)
Fortnightly repayments
2-10 year loan terms with fortnightly repayments.

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